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About Us has a 30-year track record of customer satisfaction. With our unique technology, we have earned their trust by giving them what they want – the right choices and affordable prices.

Our term life insurance policies meet a variety of consumer needs:

  • Instant life insurance policies that do not require medical examinations.
  • Fully underwritten life insurance programs with competitive quotes.
  • Policies for those who may not otherwise qualify for life insurance
  • Estate Planning to protect your assets from the Taxman
  • Annuities, both fixed and variable, for investments and growth.

Much of’s success comes from partnering with highly-rated, financially-sound insurance companies that share our commitment to customer service.

As a customer, you must be satisfied. That\’s our guarantee.\’s principal agent, Allan Gersten, is licensed in all 50 states.